Home / Who we work with
Partners
We did not set out to build every layer ourselves.
Payments is a partnership business. Licences, rails, settlement and distribution all belong to somebody, and the companies that pretend otherwise tend to be the ones that come unstuck.
The model
Five kinds of partner.
Each has a defined role and a defined boundary. We would rather be a good counterparty in five relationships than a mediocre owner of five capabilities.
Licensed institutions
Banks and licensed payment partners whose permissions the regulated parts of our products run on. The most important relationships we have.
Technology
Processing, card issuing, contactless kernels, identity and fraud tooling — the specialist components underneath the product.
Settlement & liquidity
Counterparties who move value reliably across currencies and corridors on defined timing, with terms in writing.
Distribution
Agent networks, merchant groups, franchises and associations who already hold the relationships we are building for.
Advisory & legal
Regulatory, licensing and corporate counsel in each jurisdiction we operate in. Specialist advice, taken early.
Something else
If you hold a piece of this puzzle we have not listed, the door is genuinely open. Tell us what you do.
Our partners
Named as each agreement completes.
Several partnerships are in progress. We name a partner here once the agreement is executed and they have agreed to be named — not while it is being negotiated, and never to make a page look fuller than the business is.
Licensed institution
In progress
Technology
In progress
Settlement
In progress
Distribution
Open
If you are conducting diligence and need to know who we are working with today, ask directly and we will tell you under NDA. That is a better answer than a wall of logos you would have to verify yourself.
Working with us
What a partner can expect.
Written scope
What each side is responsible for, agreed before anything operates.
Named contact
A person, not a queue. Escalation path agreed at the start.
Honest status
Where we are, including when that is behind where we hoped to be.
Confidentiality
Mutual, documented, and observed — including in how we describe you publicly.
Hold a piece of this stack? Let’s talk.
Start a conversation